December 30, 2019

News and changes for auto insurance in Texas in 2020

Auto Insurance industry in Texas has news for insured drivers starting January 1, 2020. The first and the most important is the named driver insurance policies and exclusions.  Let’s catch up with the change because it could impact your premium and the way your named drivers are being covered.  How named driver’s law used to work? Let’s go back in time a little bit. Auto […]

December 30, 2019

Does your insurance carrier pay for drunk driving accidents (DUI or DWI)?

In a short answer, your insurance might cover you even if your at-fault driving under the influence (DUI), but after the contract ends they could deny your renewal the policy and the driver will be considered a risky driver and may get high rates.  Your protection depends on your type of coverage  Let’s go step by step…  Like almost everything in the auto insurance world, […]

December 11, 2019

Why is it mandatory to have car insurance in Texas?

Being a Texan come with rights and responsibilities. One of them is to follow the law for your safety and all citizens. If you’re a driver -or a new one- and live in Texas, keep reading. This is substantial for you.  What is the purpose of auto insurance?  Most states require auto insurance for a simple reason: the law knows -based on statistics- each driver […]

December 2, 2019

Car Accidents increase in Holiday Season

Jingles, lights, shops, pumpkin spice drinks… Holiday season always seems beautiful and peaceful but like almost everything, there is a dark side: craziness, a lot of people shopping Christmas gifts and so on. Statistics show a hard truth, the holiday season is risky for drivers. But instead of worrying, let’s focus on facts, prevention tips and saving time on driving. When we look for car […]

November 8, 2019

Oh Deer! I Just Hit a Deer!

Recent data from Highway Loss Data Institute of Insurance, claims from 2006 through 2018 the number of deer-related accidents increases in November. Numbers are wary but you still have time to get informed and see how you can avoid a deer-vehicle collision. In addition, what can we do if you or a friend end up in that situation? Keep reading to know more!  What you […]

October 29, 2019

Is Texas a no-fault auto insurance state?

Is Texas a no-fault insurance state? Minimum coverage What happens if damage exceeds the coverage amount? States with a no-fault state What does cover a No-Fault Insurance? Concept of at-fault state States with a fault state When getting auto insurance in Texas, it’s best to learn how the system works! It doesn’t matter what kind of policy or company you decide, the same laws apply […]

October 3, 2019

5 Fall Home Cleaning Tips

Fall is upon us! We survived another scorching Texas summer, but we’re willing to bet your house endured some punishment throughout the season. Thankfully, we’re here to share some helpful fall home cleaning tips, so that you can usher in the brisk cool weather with a beautiful home. Clean Your Gutters – Here in the next month, we’ll start to see leaves #Fall and they […]

September 26, 2019

Water Damage: What’s Covered?

So, does your home insurance policy cover water damage? Do I need flood insurance? What does flood insurance cover that my homeowner policy won’t? Have you ever asked yourself any of these questions, or should you be? Let’s explore the difference. Depending what caused the water to enter can be a determining factor as to what the coverage there will be. There are two different […]

September 12, 2019

Preparing for High Waters

Prepare for the flood. Most don’t begin to prepare until it is too late. Check out the seamless process and take the necessary steps to prepare for high waters beforehand. Before the Flood Elevate any electrical components that might cause a fire. Examples include heating units, air condition units, and wiring appliances Clear any debris from gutters and runoffs. Clean gutters allow them to work properly and […]

August 7, 2019

Back to School Savings!

Week 1 of August is here! How is it that school is already upon us? It doesn’t seem that long ago that everyone was planning their summer trips and now we are planning back to school pickups. Getting everyone ready to head back can be a big undertaking! You got, school supply shopping, clothes shopping, meet the teacher, last-minute getaways, eye exams, and checkups. As […]