Category: texas insurance

October 29, 2019

Is Texas a no-fault auto insurance state?

Is Texas a no-fault insurance state? Minimum coverage What happens if damage exceeds the coverage amount? States with a no-fault state What does cover a No-Fault Insurance? Concept of at-fault state States with a fault state When getting auto insurance in Texas, it’s best to learn how the system works! It doesn’t matter what kind of policy or company you decide, the same laws apply […]

September 12, 2019

Preparing for High Waters

Prepare for the flood. Most don’t begin to prepare until it is too late. Check out the seamless process and take the necessary steps to prepare for high waters beforehand. Before the Flood Elevate any electrical components that might cause a fire. Examples include heating units, air condition units, and wiring appliances Clear any debris from gutters and runoffs. Clean gutters allow them to work properly and […]

February 16, 2019

6 Money Saving Tips for 2019

2019 is in full swing! Resolutions may have already been put to the side and motivation may already be out the door. But there is one thing that we can’t escape, money! Regardless if the funds are plentiful or scarce, the lingering thoughts of financial security are evident. With tax season approaching you may be analyzing all that was spent in 2018 and already losing […]

September 26, 2018

Water Damage: Home Insurance vs. Flood Insurance

So, does your home insurance policy cover water damage? Do I need flood insurance? What does flood insurance cover that my homeowner policy won’t? Have you ever asked yourself any of these questions, or should you be? Let’s explore the difference. Depending what caused the water to enter can be a determining factor as to what the coverage there will be. There are two different […]

August 28, 2018

Back To School Driving Tips 101

Back to School Driving Tips 101 School is back in session! The summer is over, and we are heading straight into a new school year. Back to school means there are more drivers on the road than usual during your morning commute. Most will purposely take alternate routes during the school year to avoid the additional slow down time. However, if you are dropping off […]

July 18, 2018

What is Comprehensive Car Insurance?

In the great state of Texas general liability insurance is required by law for all those driving a vehicle. But what is General Liability? As the minimum required coverage for a driver, liability protects the other driver in case of an accident or collision. However, the driver does not have any coverage for the damage done to the vehicle if it is a non-collision accident. […]

July 11, 2018

Home Warranty vs. Home Owner Insurance

Buying a new home is one of the most joyous times in your life. It’s a huge milestone many dream of! However, as joyous as it is – the stress can easily pile up! From mortgage companies to home insurance, there are so many moving parts to the entire process. One thing that may not be on your mind is the damages your new home may one […]

June 27, 2018

Recreational Vehicle Insurance 101

School is out, and vacation and travel are on everyone’s summer list. RV’s, boats and watercraft just give you all the summer feels. Loaded down and in route to a favorite destination where your family is going to make memories is one of great gratitude! However, with all good things, we must prepare for the not so pleasant. Knowing the amount and type of coverage […]

June 12, 2018

Top Texas Lake Spots

Summers in Texas can get hot…extremely hot. What better way to combat this intense heat than to take a trip to the lake? With your Boating 101, it’s a perfect time to hit the water. Whether you enjoy fishing, water sports, or just relaxing on the vessel with some friends, there are plenty of activities to look forward to on the water. Texas is scattered with […]

May 30, 2018

Smart Home Technology

Can Having Smart Home Features Save You on Your Home Insurance? Does a smart home sound crazy? What if incorporating smart home technology systems in your home could help you save on your home insurance premiums? The capabilities have been around for quite some time, but they are more affordable than ever. You don’t have to be a tech wiz to get started integrating technology […]