Category: texas insurance

August 26, 2021

Plan on camping? Do you know how to start a camping fire?

Camping is the perfect outdoor activity to say goodbye to the summer. And weather you are enjoying a nice cookout, some delicious s’mores or a chilly evening right next to the fire. There are some thing to keep in mind when starting one. Check out these must-know tips when lighting a camp fire. They are necessary to know, to ensure safety is the number one […]

August 11, 2021

Hail & Tornado Safety Tips

Summertime is a wonderful season full of warm weather, blooming flowers and baseball; however, there are also some downsides during this period. Rain showers and thunderstorms transpire frequently, which tends to transform into even harsher weather such as hail and high winds. It’s important to be prepared during severe weather to avoid any property damage or injury. If you happen to hear sirens or sense […]

June 13, 2021

The 10 Best Summer Spots in Texas While Social Distancing

We were all waiting for the summer to travel to our favorite spots when the pandemic hit. With a new normal some are starting to go out and want to travel while staying safe. Check out some of our favorite spots to travel to while maintaining social distance. If being outdoors is your call, you should check out the following State Parks in Texas: 1. […]

June 9, 2021

How to prepare a boat for the season.

With the summer heat in full swing, it’s time to get the boat uncovered and ready for the lake. There is nothing more exhilarating than taking on the open water with the wind blowing and rays beaming. One thing that is not so appealing is Boat Insurance. What is it? and how do you begin to know what the right coverage is? When it comes […]

June 7, 2021

Why choose an Independent Insurance Agent?

What is better? Independent vs. Broker? What is the difference? Is there even a difference? Let’s compare & see! Independent Agents Shop Multiple Carriers – Independent agents are able to shop multiple insurance carriers with one application. Agencies carry contracts with multiple A+ rated insurance companies (versus just one) and can compare several quotes instantaneously. This is a huge advantage for you, eliminating the need […]

January 23, 2020

Credit Score Can Impact Your Insurance Rate

Some insurance companies (not everyone) require to run or check your credit score before offering their services. Keep in mind: In most of the cases, before an insurance company runs your credit for a quote you need to allow them to do that.  It could affect your insurance rates and premium but it isn’t the only factor that determines it. Insurance companies need to evaluate […]

January 10, 2020

What to do when a car accident happens?

Here is a checklist on what to do. Check for injuries and car damages. Move to a safe place. Call 911 as soon as possible to report the accident. Open your insurance mobile app. Collect other driver’s info such as insurance information, personal information, and driver’s license. If any witness saw the accident, ask for their personal information too, it will be an important fact […]

December 30, 2019

News and changes for auto insurance in Texas in 2020

Auto Insurance industry in Texas has news for insured drivers starting January 1, 2020. The first and the most important is the named driver insurance policies and exclusions.  Let’s catch up with the change because it could impact your premium and the way your named drivers are being covered.  How named driver’s law used to work? Let’s go back in time a little bit. Auto […]

November 8, 2019

Oh Deer! I Just Hit a Deer!

Recent data from Highway Loss Data Institute of Insurance, claims from 2006 through 2018 the number of deer-related accidents increases in November. Numbers are wary but you still have time to get informed and see how you can avoid a deer-vehicle collision. In addition, what can we do if you or a friend end up in that situation? Keep reading to know more!  What you […]

October 29, 2019

Is Texas a no-fault auto insurance state?

Is Texas a no-fault insurance state? Minimum coverage What happens if damage exceeds the coverage amount? States with a no-fault state What does cover a No-Fault Insurance? Concept of at-fault state States with a fault state When getting auto insurance in Texas, it’s best to learn how the system works! It doesn’t matter what kind of policy or company you decide, the same laws apply […]