Category: Auto Insurance

March 23, 2021

When Do Tires Need to be Replaced?

Do you know when tires need to be replaced? We all know tires are expensive and of course, when one of them blows up you need to replace it, but do you know when it would be good to change all of them? There are some things to take into consideration.  Check proper tire inflation pressure – in order to maintain top-performing conditions, it is […]

August 6, 2020

What to do when you have a tire blowout?

One of the dangers of driving, especially on a highway, is that a tire blowout could happen. You need to be aware that if you don’t know how to react, it could create an additional accident and put yourself at risk.  The next steps will allow you to have a controlled reaction while you get to a safe environment. Tip 1: Stay calm and do […]

August 5, 2020

How to change a tire in 5-easy steps.

We’ve all had a situation where you are driving to get somewhere and all of a sudden you feel something is off with your vehicle, the tire pressure warning light appears on our dashboard and you realize YOU HAVE A FLAT TIRE! You pull over and sure enough, it’s true. If only you knew how to change it rather than having to wait for someone […]

January 23, 2020

Credit Score Can Impact Your Insurance Rate

Some insurance companies (not everyone) require to run or check your credit score before offering their services. Keep in mind: In most of the cases, before an insurance company runs your credit for a quote you need to allow them to do that.  It could affect your insurance rates and premium but it isn’t the only factor that determines it. Insurance companies need to evaluate […]

January 10, 2020

What to do when a car accident happens?

Here is a checklist on what to do. Check for injuries and car damages. Move to a safe place. Call 911 as soon as possible to report the accident. Open your insurance mobile app. Collect other driver’s info such as insurance information, personal information, and driver’s license. If any witness saw the accident, ask for their personal information too, it will be an important fact […]

December 30, 2019

News and changes for auto insurance in Texas in 2020

Auto Insurance industry in Texas has news for insured drivers starting January 1, 2020. The first and the most important is the named driver insurance policies and exclusions.  Let’s catch up with the change because it could impact your premium and the way your named drivers are being covered.  How named driver’s law used to work? Let’s go back in time a little bit. Auto […]

December 30, 2019

Does your insurance carrier pay for drunk driving accidents (DUI or DWI)?

In a short answer, your insurance might cover you even if your at-fault driving under the influence (DUI), but after the contract ends they could deny your renewal the policy and the driver will be considered a risky driver and may get high rates.  Your protection depends on your type of coverage  Let’s go step by step…  Like almost everything in the auto insurance world, […]

December 11, 2019

Why is it mandatory to have car insurance in Texas?

Being a Texan come with rights and responsibilities. One of them is to follow the law for your safety and all citizens. If you’re a driver -or a new one- and live in Texas, keep reading. This is substantial for you.  What is the purpose of auto insurance?  Most states require auto insurance for a simple reason: the law knows -based on statistics- each driver […]

December 2, 2019

Car Accidents increase in Holiday Season

Jingles, lights, shops, pumpkin spice drinks… Holiday season always seems beautiful and peaceful but like almost everything, there is a dark side: craziness, a lot of people shopping Christmas gifts and so on. Statistics show a hard truth, the holiday season is risky for drivers. But instead of worrying, let’s focus on facts, prevention tips and saving time on driving. When we look for car […]

November 8, 2019

Oh Deer! I Just Hit a Deer!

Recent data from Highway Loss Data Institute of Insurance, claims from 2006 through 2018 the number of deer-related accidents increases in November. Numbers are wary but you still have time to get informed and see how you can avoid a deer-vehicle collision. In addition, what can we do if you or a friend end up in that situation? Keep reading to know more!  What you […]